Do I qualify for a Habitat for Humanity home?
- Able to pay an affordable mortgage. Habitat Homeowners purchase their home. We secure affordable financing and create a payment plan that ensures homeowners do not spend more than 30% of their monthly income on housing costs.
- In need of better housing. Applicants accepted into the Homeownership Program struggle with housing that is inadequate. Inadequate housing is often one or more of the following: unsafe, unaffordable, unhealthy, or inaccessible.
- Willing to partner with us. Each adult completes 200 hours of sweat equity in lieu of a traditional down payment.
Note: You will not be eligible for a home if you currently own a home, have judgements against you, have been in bankruptcy or foreclosure in the past 3 years, or are a registered sex offender
If you have questions, or need help with the application for a Habitat for Humanity home in Fairfield, Iowa please call our local Habitat ReStore at 641.209.9450 and leave a message including your contact information (phone and/or email) for the Homeowner Selection Committee.